Household Tax 360 – Complete Family Tax Planner

Household Tax 360 • Complete Family Tax Planner

2026 FEDERAL PLANNING • CHILDREN & AGES • 38 TABS

Household Tax 360

A comprehensive household tax organizer for wages, spouse income, children and dependents, investments, real estate, retirement, adjustments, standard vs. itemized deductions, family credits, education, childcare, health, energy, withholding, estimated taxes, refund planning, documents and audit readiness.

Gross Income$0

AGI$0

Deduction$32,200

Taxable Income$0

Credits$0

Estimated Tax$0

Refund / Balance$0

Taxpayer Profile

Taxpayer NameAgeOccupationStateTax Year

Filing Status Standard Deduction – 2026

$32,200

Blind?Dependent of another taxpayer?

Spouse Information

Spouse NameAgeOccupationSSN / Tax ID recorded securely elsewhere?

Spouse W-2 WagesSpouse Federal WithholdingSpouse State WithholdingSpouse Retirement Contributions

Children & Dependents

Add up to 10 dependents and their ages. Age is used only for preliminary CTC/ODC screening; final eligibility depends on all IRS tests.

#	Claim?	Name	Age	Relationship	Lived With You > Half Year?	Care Expense	Education Expense
1
2
3
4
5
6
7
8
9
10

Dependents Entered0

Under Age 170

Age 17+ / Other0

Employment & Other Income

Taxpayer W-2 wagesSpouse/second W-2 wages (if not entered on spouse tab)TipsOvertimeUnemployment compensationTaxable scholarshipsAlimony received if taxable under applicable rulesOther earned / taxable income

Self-Employment / Schedule C

Gross business incomeBusiness expensesEstimated net self-employment income

Half of self-employment tax deductionSelf-employed health insurance deductionSEP / SIMPLE / qualified plan deduction

Investment Income

Taxable interestOrdinary dividendsQualified dividendsCapital gain distributionsCrypto / digital asset gainsOther investment income

Rental & Real Estate Income

Gross rents receivedRental expensesDepreciationNet rental income / loss

Property sale gain / lossPassive activity loss carryoverReal estate professional status review1031 exchange review

Retirement & Social Security Income

Taxable pension / annuityIRA distributions taxable401(k)/403(b)/457 distributions taxableSocial Security taxable amountOther retirement income

Adjustments to Income

Educator expensesHSA deductionDeductible IRA contributionStudent loan interest deductionSelf-employed retirement deductionSelf-employed health insurancePenalty on early withdrawal of savingsAlimony paid if deductible under applicable rulesOther Schedule 1 adjustment

Total Adjustments: $0

Standard vs. Itemized Deduction

2026 standard deduction

$32,200

Total preliminary itemized deductions

Preliminary Better Deduction

$32,200 Standard

Certain limits, floors and special rules are not fully computed by this organizer.

Medical & Dental Itemized Deductions

Medical / dental expenses paidHealth insurance premiums not otherwise deductedPrescription drugsQualified medical travel / mileageLong-term care premiumsOther qualified medical expensesPreliminary medical expense total

Medical deductions are generally subject to an AGI floor and other qualification rules; this tab records expenses before limitations.

State & Local Taxes (SALT)

State income taxes paidLocal income taxes paidReal estate property taxesPersonal property taxesOther deductible state/local taxes

Federal SALT limitations and special rules may apply. Enter actual taxes paid; verify the deductible limit for the filing year.

Mortgage, Home & Interest Deductions

Home mortgage interestPoints potentially deductibleMortgage insurance if deductible under current lawInvestment interestOther qualified interestProperty purchase / refinance notes

Charitable Contributions

Cash charitable contributionsNoncash charitable contributionsQualified charitable mileage / travelOther qualified giftsDocumentation notes

Other Itemized Deductions

Qualified casualty / theft loss if allowableGambling losses limited as applicableOther itemized deductions

Many miscellaneous itemized deductions are restricted or unavailable; use this as an organizer only.

Child Tax Credit / Additional Child Tax Credit Screening

Qualifying children under age 17 from dependents tab

Planning maximum per childPreliminary CTC ceiling

Refundable ACTC amount entered after Schedule 8812 reviewNonrefundable CTC amount expected

The organizer does not determine SSN, residency, support, phaseout, earned-income or refundability tests.

Credit for Other Dependents

Potential ODC dependents from dependents tab

Maximum planning amount per eligible dependentPreliminary maximum before phaseout / eligibility review

Expected allowable ODC entered after review

Child & Dependent Care Credit

Total care expenses entered for dependents

Eligible care expenses after limitsApplicable credit percentageEstimated allowable credit

Eligibility generally requires qualified care expenses so the taxpayer (and spouse if applicable) can work or look for work, plus provider identification and other tests.

Earned Income Tax Credit Screening

Earned income from planner

Qualifying children count

Investment income from planner

Maximum 2026 EITC planning ceilingExpected EITC after IRS table / assistant review

EITC depends on earned income, AGI, filing status, investment income, age and qualifying-child tests. Use the IRS EITC tables/assistant for the actual amount.

Education Credits

Total education expenses entered for dependents

American Opportunity Tax Credit

Qualified AOTC expensesMaximum planning creditExpected AOTC

Lifetime Learning Credit

Qualified LLC expensesMaximum planning creditExpected LLC

The same student/expenses generally cannot be used for both credits. Form 8863 and income limits apply.

Adoption Credit

Qualified adoption expenses2026 maximum credit planning ceilingExpected adoption credit after eligibility / MAGI reviewRefundable portion expected, if applicable

For 2026 the IRS lists a maximum adoption credit of $17,670, with up to $5,120 refundable, subject to applicable rules and income limits.

Retirement Savings Contributions Credit (Saver’s Credit)

Eligible retirement contributions

Expected Saver’s Credit after income/status review

Eligibility and percentage depend on AGI, filing status, age, student status and dependency status.

Health Insurance & Premium Tax Credit

Marketplace premiumsAdvance premium tax credit receivedExpected Premium Tax Credit after Form 8962 reconciliationHSA contributionsMedical FSA contributions

Residential Energy & Clean Vehicle Credits

Energy-efficient home improvement credit expectedResidential clean energy credit expectedClean vehicle credit expectedPreviously owned clean vehicle credit expectedCharging / refueling property credit expected

Availability, placed-in-service dates, income limits, property requirements and current-law changes must be verified.

Foreign Tax Credit & Foreign Income

Foreign income includedForeign income taxes paidExpected foreign tax creditForeign earned income exclusion review

Foreign reporting can involve Forms 1116, 2555, 8938, FBAR and treaty rules.

Retirement Contributions

401(k) / 403(b) / 457 employee deferralsTraditional IRA contributionRoth IRA contributionSEP / SIMPLE contributionsDeductible IRA amount

Total Contributions Tracked: $0

Student Loans

Student loan interest paidPotential deductible amount entered after MAGI reviewEmployer educational assistance receivedLoan forgiveness / discharge review

Special / Current-Law Deductions Review

Qualified tip-income deduction amount after reviewQualified overtime deduction amount after reviewSenior deduction amount after reviewCar-loan interest deduction amount after reviewOther new/current-law deduction

These items are subject to specific statutory definitions, limits, phaseouts and effective dates. Enter only after confirming eligibility for the tax year.

Capital Gains & Losses

Short-term gainsShort-term lossesLong-term gainsLong-term lossesCapital loss carryforwardNet capital gain/loss after Schedule D review

Estimated Tax Payments

Federal estimated paymentsExtension paymentPrior-year refund appliedOther federal payments / credits already received

Total Federal Payments: $0

Federal & State Withholding

Federal income tax withheld – taxpayerFederal income tax withheld – spouseOther federal withholdingState withholding

Federal Withholding Total: $0

State Income Tax Organizer

State taxable income adjustmentPlanning state effective tax rate (%)State creditsState estimated paymentsState withholding

Preliminary state balance / refund

Preliminary Federal Tax Estimate

Planning effective federal tax rate (%)Alternative tax / additional tax adjustments

This simplified estimate is not a bracket-by-bracket Form 1040 calculation.

Gross Income

AGI

Taxable Income Estimate

Total Credits Entered

Estimated Federal Tax After Credits

Refund / Balance Due

Estimated Federal Tax$0

Payments & Withholding$0

Refund / Balance Due$0

Positive result is shown as estimated refund; negative result indicates estimated balance due.

Tax Notes & Professional Review

Questions for CPA / EA / Tax AttorneyPotential deductions to verifyPotential credits to verifyState-specific itemsFinal preparer notes

Contact Details

Follow us